Sionic, a leader in real-time, bank-to-bank payments for commerce, today announced a strategic partnership with Unfiltered Ink Media, LLC, a boutique consulting and media company for the hospitality industry, to connect reseller payment providers of restaurants, bars, and other hospitality businesses to Sionic to access real-time, account-to-account payments, reducing the cost and friction associated with traditional card payments.

Unfiltered Ink Media works with hospitality businesses and has a network of connections to resellers that serve the hospitality industry. Through that network, Unfiltered Ink Media will serve as a referral partner to Sionic, connecting hospitality merchants with resellers who can offer Instant Bank Pay. Merchants may then accept real-time payments at checkout and receive funds within seconds. The partnership gives hospitality owners and operators a path to adopt real-time payments as part of their broader technology and customer engagement strategies.

“The hospitality operators we advise are constantly looking for practical ways to protect margins, strengthen operations, and improve customer experiences,” said Chloe Howard, Co-founder & Creative Director, Unfiltered Ink Media. “Our partnership with Sionic gives our clients and readers access to a payment option that addresses all three concerns. To instantly reduce payment processing costs and provide a direct deposit scenario, we are truly helping operators protect their businesses from unnecessary fees and providing access to phenomenal customer experiences.

“We are promoting Instant Bank Pay because it provides another way for hospitality businesses to accept payments, while giving them the opportunity to move money faster. It can drastically reduce the costs associated with traditional payment methods. In our book, How I Steal From You, we warn readers about unexpected and inflated payment processing fees. Sionic’s solution helps to solve for some of the problems we have identified in the industry, and we are proud to recommend them,” Howard said.

Sionic’s Instant Bank Pay service uses the FedNow® Service and the RTP® network through banking partners to move money digitally in real time. In addition to enabling immediate bank-to-bank payments, the service can provide consumers with Perks from participating merchants when they choose to pay directly with their bank account using Apple® or Google® wallet.

“Instant Bank Pay was built to bring the speed, economics, and convenience of real-time, bank-to-bank payments to everyday commerce,” said Ronald Herman, founder and CEO of Sionic. “Unfiltered Ink Media has deep relationships and a robust referral network across the hospitality industry with a clear understanding of the challenges operators face. Together, we are making it easier for hospitality businesses to offer their customers a better way to pay and creating meaningful operating efficiencies for the merchant.”

The partnership comes as hospitality businesses increasingly seek technology solutions that can streamline operations, improve customer engagement, and reduce payment acceptance costs. By making Instant Bank Pay available via its referral network of resellers to hospitality clients, Unfiltered Ink Media is helping operators introduce an additional payment choice that is designed for online, mobile, and in-store commerce.

Sionic’s market-first Instant Bank Pay service enables U.S. financial institutions participating in real-time payment rail to offer personal and business customers instant cash payments. The company recently expanded access to Instant Bank Pay through the Microsoft Marketplace, enabling organizations to discover and deploy the service alongside Sionic’s Fraud Detection Service. Sionic’s Instant Bank Pay service supports real-time account-to-account commerce, with merchants receiving funds within seconds and the potential to save an average of 60% compared with credit and debit card costs.

Sionic’s Chris Rotondi will be presenting Sionic’s Instant Bank Pay platform in the FedNow Innovation Studio Booth (#20061) on Monday, Oct. 19 at 2:30 p.m. at Money2020, and he can share additional information about this partnership. Please feel free to contact him via LinkedIn.

About Sionic

Atlanta-based Sionic is a leader in faster digital payments, delivering real-time, bank-to-bank payments at the point of sale. Sionic’s market-first Instant Bank Pay service enables U.S. financial institutions participating in either real-time bank payment rails to offer their personal and business customers instant cash payments — whether online, mobile, or in-store. Sionic’s AI-based Fraud Detection Service (FDS) is the first to protect real-time, Account-to-Account (A2A) payments at the point of sale. Merchants accepting A2A payments bypass expensive card swipe fees and receive cash deposits within seconds. Consumers may also receive Perks from participating merchants when paying with their bank accounts using Apple® or Google® wallets. To learn more, visit www.sionic.io, follow us on X, or connect with Sionic on LinkedIn.

About Unfiltered Ink Media, LLC

Unfiltered Ink Media, LLC is a boutique consulting and media company focused on authentic storytelling, hospitality insight and practical business education. Founded by hospitality and business-operations professionals Chloe Rachel Howard and Jauna L. Werner, the company creates publishing and educational resources that help business owners and operators understand overlooked risks and strengthen their organizations. Unfiltered Ink Media is the publisher of How I Steal From You: Theft Within the Hospitality Industry, which addresses theft, fraud, loss prevention and operational controls in restaurants and bars. To learn more about Unfiltered Ink Media , visit www.unfilteredinkmedia.com, or visit its loss prevention site www.howistealfromyou.com or connect on LinkedIn.

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